Welcome to SkyOne Federal Credit Union

Welcome to SkyOne! We’re excited to be your new auto loan lender. In addition to having your auto loan with us, you also have a savings account and you’re now a member. Being a member comes with perks like higher dividend rates, lower loan rates, and concierge service.

Important Information

Register for Online Access

Manage your loan online by registering for online banking.

You'll need your Birthdate & SSN to register

Register

Once you are registered, download our app:

Find Your Account Information

You will need your full Account Number and Routing Number to set up payments and manage your account. You can find them here:
(Requires access to Online/Mobile Banking)

Mobile

Mobile Video Button

Desktop/Tablet

Desktop Video Button

Set Up Your Loan Payment

Set up monthly payments at SkyOne.org. Transfer from an external financial institution to make your loan payment automatically.

Log in to online banking, go to Transfers and then External Transfers, add external financial institution from the account which you would like make your loan payment automatically. Please allow 2-3 business days for payments to process.

Mail your payment to:
SkyOne Federal Credit Union
PO Box 5003
Hawthorne, CA 90251

Frequently Asked Questions

For items listed below, please contact our lending team for more information at 800.421.7111

  • Payoff from previous lender – please allow up to 20 days for your previous lender to to process your payoff. To avoid late payment fees or penalties from your previous lender, please continue to make payments until confirmation that your loan has been paid off.
  • Interested in additional add-ons? We provide special discounts on GAP, Vehicle Service Contracts, Mechanical Breakdown, Anti-Theft, Paint and Fabric Protection, and Road Hazard Key and/or Tire Replacement as easy add-ons to your loan. Contact Us for more information.

For items listed below, please contact NALN our marketplace partner, at 855.202.7176.

  • Payoff from previous lender – please allow up to 20 days for your previous lender to to process your payoff. To avoid late payment fees or penalties from your previous lender, please continue to make payments until confirmation that your loan has been paid off.
  • Interested in additional add-ons? We’ve partnered with NALN to provide special discounts on GAP, Vehicle Service Contracts, Mechanical Breakdown, Anti-Theft, Paint and Fabric Protection, and Road Hazard Key and/or Tire Replacement as easy add-ons to your loan. Simply contact NALN at 855.202.7176 for assistance.

Direct Deposit Management

Set up direct deposit and make easy online payments.
Set up automatic payments to your auto loan by adding your SkyOne account to your direct deposit or payroll deduction. To set up direct deposit, please provide the following information to your HR department.

SkyOne Routing Number: 322077779
SkyOne Account Type: Primary Savings
SkyOne MICR Number: See video above for instructions

Insurance Requirements

You must carry adequate insurance coverage on your vehicle, adequate insurance coverage must meet the following criteria:

  • Insurance must provide comprehensive and collision
  • The deductible cannot exceed $1,000.00 for comprehensive coverage or $1,000.00 for collision coverage.
  • The policy must contain a loss payable clause endorsement naming SkyOne FCU as lienholder.
  • This insurance must remain in force for the entire term of the

PLEASE NOTE: An insurance ID card is not sufficient proof of insurance. Please inform your insurance company of this refinance and have them forward proof of insurance to the following address:

SkyOne Federal Credit Union PO BOX 791816
San Antonio, TX 78279

If you have done so already, please disregard this notice.