HOME LOANS
Make your dream home a reality
Your next chapter starts here—with a home loan designed for families.
A Home Loan just for you
We offer several mortgage types, to help you get settled in faster with a rate you’ll love. Whether you want to buy, build, or refinance, we’ll find you a solution.
- Put as little as 5% down*
- Fixed and adjustable-rate options
- VA, FHA, and Jumbo Loan Programs available
Get Started
For all states except NY and HI
Or Call: (855) 624-7248 (Mon-Fri: 5:00 am to 5:00 pm PDT)
Already filled an application?
5/5 Adjustable Rate Mortgage (ARM)
A 5/5 ARM is an adjustable-rate mortgage that offers a lower initial rate for the first five years. After the initial five years, the rate will adjust and lock in for another five years. This loan is an excellent choice for borrowers who want the security of a fixed rate but don’t want the higher rate of a standard 30-year fixed mortgage.
Put as little as 5% down*
We offer fixed and adjustable mortgage rate options with as little as 5% down.
Home Loan Programs
Want to learn more about our VA, FHA, and Jumbo Loan Programs? Our loan consultants are ready to answer your questions about financing, find a loan that’s right for you, and help you get pre-qualified.
(855) 624-7248 (Mon-Fri: 5:00 am to 5:00 pm Pacific Time)
Download our Home Buyers Guide – Whether you’re purchasing your first home or a vacation property, we’re with you every step of the way. Click here to download our guide.
Mortgage Loan Calculator
Mortgage Calculator
Mortgage Disclosure:
All loans are subject to membership eligibility, credit, and underwriting approval. Additional terms and conditions may apply. Call (855) 624-7248 (Mon-Fri: 5:00 a.m. to 5:00 p.m. Pacific time) if you have any questions.
Equal Housing Lender
Tools and Calculators Disclosure:
The information, content, tools, links, articles, calculators, and resources provided on this website are intended for educational and informational purposes only. They are designed to help individuals and families make informed financial decisions but should not be considered financial, legal, tax, investment, or professional advice.
While we strive to provide accurate and up-to-date information, we do not guarantee the completeness, accuracy, reliability, suitability, or availability of any content or third-party materials referenced on this site
Any links to third-party websites, products, services, or applications are provided as a convenience for educational purposes. These external resources are not owned, operated, controlled, endorsed, or guaranteed by the credit union unless explicitly stated as an official product or service offering. The credit union is not responsible for the content, security, availability, or privacy practices of external websites or third-party providers.