Altitude Savings
Reach new heights with your savings
A high-yield savings account that keeps things simple, the essentials with a high rate.
Earning Power
Earning more made simple
CURRENT RATE
3.99% APY*
As of September 15. 2026. On balances of $1 or greater.
- No direct deposit required to earn rate.
- New money only.
- Your savings are federally insured to at least $250,000 by NCUA.
Access
Bank on your time not ours
24/7 Access
Our online and mobile banking platform gives you access to your accounts any time, any day. Your own digital branch
Introducing Zelle®
A fast, safe and easy way to send money to friends, family and other people you trust, wherever they bank.
Branches and ATMs
Locate 66,000+ ATMs and 4,000+ shared branches near you through our nationwide network.
| Regular Savings | $0 to $499 | 0.00% | 0.00% |
| $500+ | 0.05% | 0.05% | |
| Sky-High Savings | $0 to $999 | 0.05% | 0.05% |
| $1,000+ | 1.00% | 1.00% | |
| Perk Central | Introductory Rate | 3.93% | 4.00% |
| $1 to $100,000 | 2.96% | 3.00% | |
| Over $100,000 | 0.05% | 0.05% | |
| Altitude Savings | New Money Only | 3.919% | 3.99% |
Altitude Savings: Membership is required.
*APY = Annual Percentage Yield. The dividend rate for the Altitude Savings Account is 3.919% with an Annual Percentage Yield (APY) of 3.99%. This account is a variable-rate account. The dividend rate and annual percentage yield may change at any time, without prior notice, as determined by the Credit Union’s Board of Directors.
New Money Requirement: To qualify for the disclosed dividend rate and APY, funds must originate from outside SkyOne Federal Credit Union. Funds currently on deposit with SkyOne, including transfers between SkyOne accounts, withdrawals and redeposits, or proceeds from existing SkyOne accounts, do not qualify as New Money.
Dividend Information: Dividends are compounded and credited monthly. Fees may reduce earnings on the account.
Balance Computation Method: Dividends are calculated by the average daily balance method, which applies to a periodic rate to the average daily balance in the account for a period. The average daily balance is calculated by adding the balance in the account for each day of the period and dividing that figure by the number of days in the period. The period we use is a monthly dividend period.
Accrual of Dividends: Dividends will begin to accrue on the effective business day you deposit non-cash items (e.g., checks) to your account if deposited before the close of business.
Minimum Opening Deposit and Balance Requirements: The minimum deposit required to open the account is $1. There is no maximum deposit amount and no ongoing minimum deposit requirement.
Monthly Service Fee: There is no monthly service fee.
Fees and Charges: Other fees may apply. Refer to our Schedule of Service Charges for a complete listing of fees and charges.
Limitations: The account is limited to new money deposits only. Limit one (1) Altitude Savings Account per primary membership number.