7-Month Special Certificate
See what you can earn with 4.15% APY
Lock in 4.15% APY for just 7 months — big money earnings without the long wait. Open with $1,000 in new money.
Term
7 Months
Minimum
$1,000
Funding
New Money
Compounding
Quarterly
Benefits
Our Special Certificate works for you
Rate is locked
Your rate holds for the full term, even if rates drop.
Short commitment
Your money is back in seven months, not five years.
Federally insured
Insured by NCUA up to $250,000 per depositor.
Your certificate renews automatically into a 6 Month Certificate at the rate in effect that day.
Comparison
How others stack up against us
Same 7 months. See how the APYs compare.
Competitor 7-month CD APYs for ZIP code 90250 as of August 27, 2026.
7-Month Special Share Certificate Disclosure:
Membership required.
*APY = Annual Percentage Yield. APY is subject to change without notice. Minimum balance to open and earn the advertised APY is $1,000. This offer applies to NEW MONEY only. Dividends are compounded and credited quarterly. Certificates automatically renew at maturity for the same or closest available term and the dividend rate and APY in effect at the time of renewal, unless you make changes during the seven (7) day grace period. Early withdrawal penalties may apply. Certificates with terms of six (6) months through one (1) year are subject to a penalty equal to 90 days’ dividends. Certificates with terms greater than one (1) year are subject to a penalty equal to 180 days’ dividends. Penalties may reduce principal. Certificates with original terms of 24 months or longer are eligible for a one-time rate increase during the original term if SkyOne’s Certificate rates increase. See the All-In-One Disclosure and Fee Schedule for complete terms and conditions.
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