11 Month Liquid Certificate

11-Month Liquid Share Certificate:

APY=Annual Percentage Yield. Minimum deposit to earn the advertised APY is $1,000. APY is accurate as of 10/28/2025 and is subject to change without notice. Only one Liquid Share Certificate per member can be open at a time.

Penalty and fee-free daily withdrawal, starting on day 7 after the certificate is opened, of up to 50% of the start of daily balance as of 12:00 PT am each day at any time during the share term. Withdrawals exceeding 50% of the start of daily balance each day are subject to penalties. Early withdrawals may reduce earnings on the account and penalties may apply. Fees may also reduce earnings. Please refer to the Fee Schedule and All in One Disclosure for complete details.

Additional deposits are permitted at any time prior to maturity. ACH transfers will be accepted for this account.