PAYCHECK PERKS

Extra Rewards Made Easy

Want to get more for the things you already do? As a member of the SkyOne family with a Checking Account, you can!

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Paycheck Perks

Introductory Rate

4.00% APY*

Earn up to 4.00% APY* for the first five months from account opening on direct deposits via ACH of $2,500 and above per month.

Post-Intro Rate

3.00% APY*

Earn up to 3.00% APY* following your 5 month introductory rate on direct deposits via ACH of $2,500 and above per month.

Swipe Bonus

$5 /month

Get an extra $5 in your account when you tap or swipe your debit card at least 25 times in a month (non-PIN transactions).

Round Up

+1 

Round up your debit card purchases into the nearest dollar and watch your change from coffee runs grow into savings.

Savings Calculator

0.05% 1.00% 3.00%
Total Deposits$0
Total Earned$0
Ending Balance$0
Primary Savings
Sky-High Savings
Perk Central
%
MonthStartContributionInterestEnd

Enrollment is required unless otherwise stated. APY Information APY = Annual Percentage Yield. The 4.00% APY is an introductory rate applicable to the Perk Central Savings account for eligible members. Rates and terms are accurate as of 04/01/2026 Rates are variable and may change after account opening without notice A minimum cumulative monthly direct deposit of $2,500 is required to earn the stated APY Fees may reduce earnings Introductory Period For the first five (5) months, there is no balance cap on funds eligible to earn the introductory APY. After the introductory period:

  • 3.00% APY applies to balances from $0.00–$100,000
  • Balances above $100,000 earn the Regular Savings APY
  • Existing Perk Central members earn the current APY, subject to change
  • Members with cumulative monthly direct deposits between $0.00–$2,499.99 earn 0.05% APY.
Dividend Calculation Method Dividends are calculated using the average daily balance method and credited monthly. Swipe Bonus With at least 25 debit card purchases of $1 or more per month, a $5 credit will be deposited to Perk Central. Excludes PIN transactions. Subject to modification or cancellation without notice. Member in Good Standing Eligibility requires the member to be in good standing. Fees may reduce earnings. See the Fee Schedule and All‑in‑One Disclosure for details.