Rates – Checking

PlatinumPay: *APY=Annual Percentage Yield. Dividends up to 0.05%. SkyOne rates and terms are effective as of 09.22.2024. The rate is variable and is subject to change after the account is opened without notice. Refer to our separate rate sheet at https://skyone.org/rates for the current rate. You must maintain a minimum average daily balance of $2,500 in your PlatinumPay account to earn dividends. Dividend Information: Dividends will be compounded and credited monthly. Fees may reduce earnings on the account.

Perk Central: *APY=Annual Percentage Yield. Perk Central rates and terms are accurate as of 012.31.2025 and are subject to change after the account is opened without notice. Rates are effective as of the last dividend declaration date. The rate is variable and may change after the account is opened. The minimum cumulative monthly direct deposit required to earn dividends is: $0.00 – $2,499.99 to earn 0.05% APY and $2,500.00 and above to earn 3.00% APY.

Fees may reduce earnings Please refer to the Fee Schedule and All in One Disclosure for complete details.

Please refer to the Fee Schedule and All in One Disclosure for complete details.