QuickPay
Rate Information
This is a non‑interest‑bearing account. No dividends are paid on this account.
Minimum Balance Requirements
The minimum balance required to open this account is $20.00.
Monthly Service Fee
There is no monthly service fee for this account.
Transaction Limitations
There are no transaction limitations applicable to this account.
Other Fees
Other fees may apply. Please refer to the Schedule of Service Charges for complete details.
Electronic Services
Upon approval, the Credit Union will issue SkyOne ATM/VISA® Debit Cards to the member and any joint owner(s). Separate enrollment is required for online and mobile banking services at skyone.org.
Round Up Program
When enrolled, debit card purchases are rounded up to the next whole dollar. The rounded‑up amount is transferred at the end of the day from your QuickPay account to your Perk Central Savings account, or to your Primary Savings account if Perk Central is not available.
- If sufficient funds are not available, no transfer will be made.
- Returned or reversed purchases will refund only the original debit amount; round‑up transfers are not reversed.
- Round Up is not available for business debit cards.
Program Changes
- Effective September 22, 2025, Round Up will be automatically included for new QuickPay accounts.
- Effective October 23, 2025, Round Up will apply to all existing QuickPay accounts.
The Credit Union may modify or discontinue this program at any time without notice.
You may opt out at any time by calling 800.421.7111, using live chat, or emailing memberservices@skyone.org.
Early Payday
Direct deposit is required. Early availability of funds depends on when your employer submits payment and may be affected by holidays or ACH processing rules. Timing is not guaranteed.