Exclusive Offer for Eligible FAAMA Convention Attendees

FAA Premier Money Market:

Eligibility: Membership required. Limited-time promotional offer available to 2026 FAAMA Convention attendees, FAA employees and their eligible immediate family members, as determined by SkyOne Federal Credit Union. Promo code FAAMA applies. Offer is subject to change and may end at any time.

APY = Annual Percentage Yield. APYs effective as of October 14, 2026 The FAA Premier Money Market is a variable-rate account. Rates and APYs may change at any time without notice. Promotional APYs apply during the promotional period, only for months in which the qualifying direct deposit requirement is met, and only to balances up to $200,000. Balances over $200,000 earn the applicable standard Money Market APY. Fees may reduce earnings. For current standard Money Market rates, visit SkyOne.org/rates

Promotional Period: Promotional rates are available for 12 consecutive months from the date the account is opened. Accounts opened on or after the 25th day of the month receive an additional calendar month. The promotional period continues regardless of whether the direct deposit requirement is met in a particular month and is not extended for a month in which the requirement is not met. At the end of the promotional period, the account automatically converts to a standard Money Market account and standard rates and fees apply.

Opening Deposit & New Money: $2,500 minimum opening deposit required. The account must be funded with new money. New money is defined as funds transferred from outside SkyOne. The standard Money Market monthly fee for accounts with an average daily balance below $2,500 is waived during the promotional period. After the promotional period, standard Money Market fees apply. Other fees may apply.

Qualifying Direct Deposit: To earn the promotional APY for a calendar month, the account must receive at least $2,000 in qualifying direct deposits that month. Qualifying direct deposits are electronic deposits made through the Automated Clearing House (ACH) network from an employer, payroll provider, government agency, pension administrator or similar source. Examples include payroll, military pay, pension and government benefit deposits. Transfers between SkyOne accounts, transfers from accounts you own at another financial institution, person-to-person (P2P) payments, mobile check deposits, ATM deposits, cash deposits, wire transfers and other non-ACH credit transactions do not qualify. If the requirement is not met, the account earns the applicable standard Money Market APY for that month. Promotional rates resume in a subsequent month when the requirement is met during the promotional period.

Round-Up:

Round Up will be available with all payment/checking accounts. You may opt in or opt out of Round Up at anytime, including at the time of opening a new membership with a payment/checking account.

When you enroll in our Round Up program, we round up the amount of any debit card purchase by you or a joint owner of your payment/checking account to the next whole dollar amount. We then transfer the excess amount of the purchase from your payment/checking account to your Perk Central savings account. If you do not have a Perk Central account, round-ups will be transferred to your Primary Savings account.

The sum of all round-ups from debit card purchases will be transferred at the end of the day to the Perk Central or Primary Savings account. If there is more than one payment/checking account share on the account with debit card purchases, one transfer will occur from each checking account share to the Perk Central or Primary Savings account. If you do not have sufficient funds to transfer the sum of all Round Up amounts, no transfer will occur. Only the actual debit amount will be posted. If a purchase made with your debit card is reversed or returned, only
the original debit amount will be refunded. You will not see a reversal of the Round Up amount.

To qualify for Round Up, you must be eligible for a payment/checking account and debit card. We may cancel or modify the Round Up program at any time without prior notice. Round Up is not available for business debit cards. You may opt out of the Round Up program at any time by contacting us at 800.421.7111, live chatting with us at www.skyone.org, or emailing us at memberservices@skyone.org.

Paycheck Perks Program:

You must opt in to Paycheck Perks to receive any of the current and future benefits of Paycheck Perks.

Swipe Bonus
To be eligible for the swipe bonus, you must have a payment/checking account with a debit card. A minimum cumulative direct deposit of $2,500 in your account(s) is required to activate the swipe bonus. If you make at least 25 debit card point-of-sale purchases (excluding PIN-based transactions) of at least $1 each per month, you will receive $5.00. The swipe bonus will be credited to the payment/checking account attached to your debit card. To qualify for the Paycheck Perks Swipe Bonus, you must be eligible for a checking account and debit card. We reserve the right to cancel or modify the Paycheck Perks Swipe Bonus program at any time without prior notice. Additionally, the Paycheck Perks Swipe Bonus is not available for business debit cards.

Early Payday:

Direct deposit is required. Early availability of funds depends on when your employer submits payment and may be affected by holidays or ACH processing rules. Timing is not guaranteed.

Loan Discount:

The 0.50% direct deposit loan discount requires at least two (2) ACH deposits greater than $1.00 totaling $1,000 or more within a rolling seventy (70) day period. Direct deposit must be established within seventy (70) days from the date of loan funding. If the direct deposit requirement is not met or maintained, the APR will increase by 0.50%. The lowest loan rate offered will not be lower than what is advertised as the “as low as” rate for the respective loan, inclusive of any applicable rate discounts.