Banking for the greater good
Fill out the form below to establish your organizational membership and 4.00% High-Yield Savings account.*
We will donate
$1000.00
- to your organizational account for every 20 organization members that join SkyOne, for a limited time.1
- up to $2000.00 can be donated with a total of 40 organization members.
Easy steps to make a difference
STEP 1
Open your membership account
Ditch your current account’s fees and start earning up to 4.00% APY*, just fill out the form above to get started.
STEP 2
Have your supporters join SkyOne
SkyOne members are like family —we help them succeed. Have 20 supporters open accounts and we will donate $1000 to your organization.1
STEP 3
Receive your donation and experience the SkyOne difference!
DO GOOD.
We help your organization grow
Our high-yield savings helps you earn on your balance, unlike the fee’s and low APR on other bank accounts.
4.00% APY
0.25% APY
America
0.04% APY
0.02% APY
Minimum to earn 4.00% APY* is $1.00. SkyOne Rate as of 06.30.2024. Comparison of banks’ rates as of 06.30.2024.
Absolutely no fees
Make unlimited transactions and deposits, without worries about hidden fees
Bank on your time, not ours
Check balances and transactions, deposit checks, and more, 24/7 online or through our mobile app.2
Nationwide Branches & ATMs
Enjoy over 30,000 surcharge-free ATMs and 4,000+ shared branches near you.
Keep your money secure
NCUA secured up to $250,000, for peace of mind while you do business
We work for you, not shareholders
| Credit Unions | Banks | |
|---|---|---|
| Ownership | Not-for-profit; owned by members of the credit union | For profit; owned by select group of stockholders |
| Profits | Earnings are returned to all members through better rates and fewer fees | Profits go to select stockholders in the form of dividends |
| Rates | Higher interest rates on deposit accounts | Lower interest rates on deposit accounts |
| Fees | Lower fees | Higher fees |
| Access | 66,000+ ATMs and 4,000+ shared branches nationwide | 15,700+ branches combined (Wells Fargo, Chase, and Bank of America) |
| Insurance | Insured up to $250,000 through the NCUA | Insured up to $250,000 through the FDIC |
| Customer Service | Personalized service with a community focus | Less personalized, larger customer base |
| Loan Approval Flexibility | More flexible and willing to work with members | Strict lending criteria |
| Community Involvement | Strong community involvement and support | Less community-focused |
| Financial Education | Free financial education and counseling | Limited financial education offerings |
| Board of Directors | Elected by members, volunteer-based | Paid, profit-driven board members |
| Loan Rates | Generally lower loan rates | Higher loan rates |
Disclosure
*APY=Annual Percentage Yield. Promotional APY is accurate as of 2/22/2024 and is subject to change without notice. The minimum deposit and balance to earn the advertised APY is $1.00. The offer applies to new money and new High Yield Business Savings Accounts only and is subject to change and end without notice. Dividends will be compounded and credited to your account monthly. Please contact a SkyOne representative for more details.
1Must have a SkyOne Organizational Account with registered proof of 501(c)3 status on file. Organization members must use the organization’s designated promo code to be determined by SkyOne Federal Credit Union when opening their membership in order to qualify for donation payout.
2Carrier message and data rates may apply.
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