Fee Schedule

SkyOne

  Effective May 1, 2013

Schedule of Service Charges

Savings & Checking Alert Me

Overdraft Transfer

$2

Teller Checks Payable to Third Party

$3

Non-Sufficient Funds–Overdraft

Privilege1

$30

Non-Sufficient Funds–Returned

$30

Returned Items Unpaid

$25

Money Market (less than $2,500 Average Daily Balance)

$10

Premier-Service Checking (less than $2,500 ADB or less than $10,000 monthly aggregate average daily deposit balance)

$4.95*

Stop Payment for ACH, Bill Pay, and Check (A single fee will be assessed for multiple checks in consecutive order.)

$20

Loans & Visa® Alert Me

Visa Late Payment

$25 for the first violation, $30 for the next violation(s) during the next 6 monthly billing cycles

Loan Late Payment

5% of payment or $30, whichever is greater*

Loan Payment by Phone

$10

Skip a Loan Payment (Per Loan)

$30

Real Estate Loan Re-Conveyance

$45

Real Estate Demand Preparation

$30

Visa International Service Assessment Fee2

•   Single Currency Transaction – 0.8% of transaction

•   Multiple Currency Transaction – 1.0% of transaction

Miscellaneous Alert Me

Outgoing Wire Transfer

$30

Legal Attachments, levies, garnishments

$50

Express Delivery

$35

Subpoena Research

$35/hour – 1 hour minimum

1Assessed for items paid when funds are insufficient. Subject to eligibility. Overdraft Privilege eligibility requirements are as follows: 1) You must have a Checking account open for at least 30 days; 2) Your Checking account balance must not be negative for more than 30 calendar days; and 3) You must be in good standing, which means no delinquent or charged off loans or charged off share accounts with SkyOne Federal Credit Union, and do not have a ChexSystems record. We may not pay items under your overdraft privilege if you do not meet these eligibility requirements. **Accounts will be charged the standard Overdraft Privilege fee of $30.00 for handling each overdraft created by check, ACH, Point-of-Sale, ATM withdrawal, in-person withdrawal, debit card transaction, or other electronic item. A fee of $30.00 will be charged for insufficient funds items returned. An overdrawn balance must be repaid within 30 days. The maximum amount of Non-Sufficient Funds/Overdraft fees that will be charged to a member’s account is $150.00 per day. For complete details on our Overdraft Privilege Program, please refer to our Discretionary Overdraft Privilege Disclosure.
2A single currency transaction fee is imposed on all international transactions that do not require a currency conversion; and a multi-currency transaction fee is assessed for international transactions that require a currency conversion. Applies to Visa Credit and Visa Check Card transactions.

Note: Members 21 and under will not be subject to the Minimum Balance Service Charge on Premier-Service Checking.
 

Shared Branch

 

Shared Branch Schedule of Charges

Withdrawals Alert Me

Check Withdrawal

$5.00

Deposits

Alert Me

First 1 – 10 Check Deposits

Free

11 or More Checks

$0.17 per check

Other Services

Alert Me

Fax Request (First Page)

$3.00

Each Additional Page

$1.00

Money Order

$2.00

Travelers Cheque

1% of face value

Dual Signature

1.5% of face value

Photocopy

$0.50

Indemnification Agreement

$8.00