Help Your Nonprofit, Help Yourself

Disclosure

Membership required.

¹Get $25: Open a Savings, Sky-High Savings or Advantage Checking account online, enter your NON PROFIT’s NAME as a promo code, and deposit the minimum opening balance amount(s). Offer valid through 07/05/2024. This offer is intended for new members only. Savings Rate as of 05/09/2024 is 0.05% APY. APY=Annual Percentage Yield. The rate is variable and may change after the account is opened. A $500 balance is required to earn dividends. Dividends posted and compounded monthly. Fees may reduce earnings. Please refer to the Fee Schedule and All in One Disclosure for complete list of terms and conditions. The $75 cash bonus will be deposited into SkyOne Primary Savings account within 30 business days of the account criteria being met. Offer subject to change without notice and may end at any time.

²Must have a SkyOne Organizational Account with registered proof of 501(c)3 status on file. Organization members must use the organization’s designated promo code to be determined by SkyOne Federal Credit Union when opening their membership in order to qualify for donation payout.

³Savings Rate as of 06/07/2024 is 0.05% APY. APY=Annual Percentage Yield. The rate is variable and may change after the account is opened. A $500 balance is required to earn dividends. Dividends posted and compounded monthly. Fees may reduce earnings. Please refer to the Fee Schedule and All in One Disclosure for complete list of terms and conditions.

⁴Sky-High Savings Rate as of 06/07/2024 is 1.00% APY. APY= Annual Percentage Yield. SkyOne rates and terms are subject to change after the account is opened without notice. Compounding and crediting: Dividends will be compounded every month. Dividends will be credited to your account on the last day of each month. Dividend period: For this account type, the dividend period is monthly. For example, if the beginning date of the first dividend period of the calendar year is January 1, the ending date of such dividend period is January 31. All other dividend periods follow this same pattern of dates. The dividend declaration date is the last day of the dividend period, and for the example above, is January 31. If you close your account before dividends are paid, you will not receive the accrued dividends. Minimum balance requirements: The minimum balance required to open this account is $1.00. This account offers a set dividend rate of 1.00% with an Annual Percentage Yield (APY) of 1.00%. Dividends will be paid to the Sky-high Savings Account at a 1.00% rate with an APY of 1.00% provided a deposit of $1,000 or more is posted to your account each month. The deposit can be posted to any share account (suffix) within the same account to obtain the disclosed APY. There are no restrictions on the type of deposit method; direct deposit, remote check deposit, external transfers, ACH, etc. are accepted to fund your account each month. During the month, if there is no deposit of $1,000 or more credited to the account, the dividend rate and APY will default to the Regular Savings Account APY and APY disclosed on the current rate sheet. Average daily balance computation method: Dividends are calculated by the average daily balance method which applies a periodic rate to the average daily balance in the account for the period. The average daily balance is calculated by adding the balance in the account for each day of the period and dividing that figure by the number of days in the period. The period we use is the monthly dividend period. Fees and charges: Fees may reduce earnings. Savings and Money Market accounts have a maximum of six withdrawals or outgoing transfers per month. Please refer to the Fee Schedule and All in One Disclosure for complete list of terms and conditions.

⁷Carrier message and data rates may apply.

⁸SkyOne member benefits are provided by third parties, not by SkyOne or its affiliates. Providers may pay royalty fees to SkyOne for the use of its intellectual property. Some provider offers are subject to change and may have restrictions. Please contact the provider directly for details.

⁹Check the background of this investment professional on FINRA’s BrokerCheck
Located at: (400 1St Street South, St. Cloud, MN 56301 320-656-4300)
Securities and insurance products are offered through Cetera Investment Services LLC (doing insurance business in CA as CFG STC Insurance Agency LLC), member FINRA/SIPC. Advisory services are offered through Cetera Investment Advisers LLC. Neither firm is affiliated with the financial institution where investment services are offered. Individuals affiliated with this broker/dealer firm are either Registered Representatives who offer only brokerage services and receive transaction-based compensation (commissions), Investment Adviser Representatives who offer only investment advisory services and receive fees based on assets, or both Registered Representatives and Investment Adviser Representatives, who can offer both types of services.
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