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Signature Loans & Line of Credit

Simple and sweet

Straightforward loans that are great for building credit.

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  • A loan for anything

    Signature loans provide cash that can be used for anything, including building your credit. Take a vacation, pay for an emergency, or even cover an important medical bill.

    • Get a loan with just your signature1
    • Build credit, cover an emergency, and more
    • Enjoy personal and dedicated customer service
    • Easily manage payments with online banking

    Running low on cash?

    Personal loans may be used for any reason: consolidating debt, buying a laptop, or taking a vacation. Plus, we offer a number of affordable solutions for you.

    • Rates as low 14.24% APR*
    • A traditional closed-end loan
    • Great for building credit

    A line of credit that goes a long way

    • Great for Overdraft Protection
    • Access funds through online Banking or by writing a check

    Take a break from loan payments2

    Some months can be stressful. That’s why we give you the opportunity to skip a payment if needed. Use the extra cash to cover an emergency or another unexpected expense.

    Learn about Skip-A-Pay

  • Rates

    Rates

    Personal Loan Rates

    Rates Effective as of: 12-21-2024

    As Low As Rate TypeCredit Limit
    14.24% APR* Non-Variable$500 - $50,000

    Line of Credit Rates

    As low asRate TypeCredit Limit
    13.75% APR*Variable$500 - $50,000

Talk to us.

Apply just once and enjoy a continuous source of funds.

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Questions? Talk to an expert. 800.421.7111

Disclosures

*APR: Annual Percentage Rate. Published rates are subject to change anytime. Rates, terms and loan amounts are based on approved credit and determined by a managed risk program. Advertised rates include a 0.25% Autopay discount and a 0.25% Direct Deposit discount, without rates will be 0.50% higher. MAXIMUM RATE & PAYMENT EXAMPLE. If you had an outstanding balance of $10,000, the minimum payment at maximum Annual Percentage Rate of 18% with a 60-month term would be $253.93 per month.

 

Line of Credit APR: Annual Percentage Rate. Published rates are subject to change anytime. Rates, terms and loan amounts are based on approved credit and determined by a managed risk program. Advertised rates include a 0.25% Autopay discount and a 0.25% Direct Deposit discount, without rates will be 0.50% higher.

 

1Not all who apply will be approved, depending on their credit check.

 

2Skip-a-Pay is not available for first mortgages, home equity loans and home equity lines of credit. Deferrals are subject to review and approval, which includes a review of your loan payment history for the last six consecutive months on all credit accounts. A $30 fee per Skip-A-Pay loan is required. Finance charges will continue to accrue at the contract rate. Deferring a payment will result in higher total finance charges than if you made payments as originally scheduled and may extend the term of your loan(s). You can only defer one payment per loan every 12 months, with a maximum of two deferrals for the life of the loan under this program. For members who have Guaranteed Asset Protection (GAP), claim coverage may not extend to the amount of payment(s) deferred. Refer to your insurance contract for your coverage details.

 

Please refer to the Fee Schedule and All in One Disclosure for complete details.

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