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At SkyOne, you can choose from a wide range of financing for all your wants and needs. Your car, your home, and a credit card that earns travel rewards every time you make a purchase. We'll even help you leverage your home's equity to fund large projects. 

Consumer Loans

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     See Our Credit Card Rates

  • Platinum Rewards Visa Credit Card

      Rates Effective 01-22-2017

    Platinum Rewards Visa Rates

    APR* As low as Credit Limit Rate Type Alert Me
    11.00% $2,500 - $50,000 Variable
    11.99% $2,500 - $50,000 Non-Variable
    *APR=Annual Percentage Rate. The regular rates include a 0.25% Autopay (automatic payment) discount. Rates, terms and loan amounts are based on approved credit and determined by a managed risk program. Balances transferred from an existing SkyOne loan are not eligible for the introductory rate. Balance transfers, check requests, convenience checks and overdraft protection do not earn SkyOne Platinum Visa Travel Rewards points, and are all subject to terms and conditions of cash advances. Platinum Rewards Visa Terms and Conditions.
     

  • Classic Visa Credit Card

      Rates Effective 01-22-2017

    Today's Classic Visa Rates

    APR* as Low As Amount Rate Type Alert Me
    12.25% $1,000-$5,000 Variable
    13.99% $1,000-$5,000 Non-Variable
    *APR: Annual Percentage Rates. Rates and terms are subject to change without notice. Rates, terms and loan amounts are based on approved credit and determined by a managed risk program. Advertised rates include a 0.25% AutoPay (automatic payment) discount. Terms and Conditions.
     

  • Savings Secured Visa Credit Card

      Rates Effective 01-22-2017

    Today's Savings Secured Visa Rates

    APR* as Low As Amount Rate Type Alert Me
    10.75% $500 to $10,000 Non-Variable
    *APR: Annual Percentage Rates. Rates and terms are subject to change without notice. Advertised rate includes a 0.25% AutoPay (automatic payment) discount. Terms and Conditions.
     

  • Starter Visa Credit Card

     

    APR* as Low As Amount Rate Type Alert Me
    18.00% $500 to $1,000 Variable
    *APR: Annual Percentage Rates. Rates and terms are subject to change without notice. Rates, terms and loan amounts are based on approved credit and determined by a managed risk program. Advertised rates include a 0.25% AutoPay (automatic payment) discount. Terms and Conditions.
     

     See Our Consumer Loan Rates

  • Auto Loans

      Rates Effective 01-22-2017

    Auto Loan Rates

    New Vehicles As Low As Used Vehicles As Low As Maximum Term Alert Me
    1.99% APR* 2.74% APR* 0 - 72 months
    2.74% APR* 3.49% APR* 84 months
    3.74% APR* 4.49% APR* 96 months
    *APR: Annual Percentage Rate. Published rates are subject to change anytime. Rates, terms and loan amounts are based on approved credit and determined by a managed risk program. Advertised rates include a 0.25% Autopay (automatic payment) discount. The lowest rate offered will not be lower than 1.99% APR for new vehicles, and 2.74% APR for used vehicles, inclusive of any applicable rate discounts. Payment example: a $15,000 auto loan at 1.99% APR requires 72 monthly payments of $221. If the amount financed is $20,000 or less, the maximum term is 72 months.
    1 Restrictions apply. Financing above 115% of the vehicle's Blue Book retail value (including tax, license, mechanical breakdown insurance (MBI), and GAP insurance, as applicable) will increase your interest rate by 1% APR. 2 First payment may be delayed up to 90 days after the loan is funded. Interest will start to accrue on the day the loan is funded and may increase the payment of the loan.
     

  • Toy Loans

      Rates Effective 01-22-2017

    New Motorcycles As Low As Used Motorcycles As Low As Maximum Term Alert Me
    3.74% APR* 4.24% APR* 48 months
    3.99% APR* 4.49% APR* 72 months
    New Toys As Low As Used Toys As Low As Maximum Term Alert Me
    3.99% APR* 4.49% APR* 72 months
    4.24% APR* 4.74% APR* 84 months
    5.24% APR* 5.74% APR* 120 months
    5.49% APR* 5.99% APR* 180 months
    *APR: Annual Percentage Rate. Rates are subject to change anytime. Rates, terms and loan amounts are based on approved credit and determined by a managed risk program. Advertised rates include a 0.25% Autopay discount, without which rates will be 0.25% higher. The lowest rate offered will not be lower than 3.74% APR for new motorcycles, and 3.99% APR for used motorcycles, inclusive of any applicable rate discounts. The lowest rate offered will not be lower than 3.99% APR for new toys, and 4.49% APR for used toys, inclusive of any applicable rate discounts. If the amount financed is $20,000 or less, the maximum term for motorcycles is 72 months and 84 months for toys. Loan term example: a $15,000 loan at 4.24% APR requires 60 monthly payments of $278.
    1 Restrictions apply.
     

      Rates Effective 01-22-2017

    As Low As Loan Amount Maximum Term Alert Me
    8.99% APR* $500 - $3,000 24 months
    8.99% APR* $3,001 - $50,000 60 months
    *APR: Annual Percentage Rate. Published rates are subject to change anytime. Rates, terms and loan amounts are based on approved credit and determined by a managed risk program. Advertised rates include a 0.25% Autopay (automatic payment) discount. The lowest rate offered will not be lower than 8.99% APR, inclusive of any applicable rate discounts. Dirt Bikes, Jet Skis and Snowmobiles are financed as Signature loans. Payment example: a $10,000 loan at 8.99% APR and 60 month term requires a monthly payment of $208.
     

  • Signature Loan & Lines of Credit

      Rates Effective 01-22-2017

    Signature Loan Rates

    Rate Rate Type Loan Amount Term Alert Me
    8.99% APR* Fixed $500 - $3,000 Up to 24 months
    8.99% APR* Fixed $3,001 - $50,000 Up to 60 months
    *APR: Annual Percentage Rate. Published rates are subject to change anytime. Rates, terms and loan amounts are based on approved credit and determined by a managed risk program. Advertised rates include a 0.25% Autopay (automatic payment) discount. SkyOne Signature Loan payment example: a $10,000 loan at 8.99% APR and 60 month term requires a monthly payment of $208.
     

      Rates Effective 01-22-2017

    SkyOne Line of Credit Rates

    As Low As Rate Type Credit Limit Alert Me
    8.49% APR* Variable $500 - $50,000
    11.49% APR* Non-Variable $500 - $50,000
    *APR: Annual Percentage Rate. Published rates are subject to change anytime. Rates, terms and loan amounts are based on approved credit and determined by a managed risk program. Advertised rates include a 0.25% Autopay (automatic payment) discount.
     

Real Estate Loans 

    Apply for a First Mortgage    Apply for a Home Equity Loan/HELOC

     See Our Real Estate Loan Rates

  • First Mortgages

      Rates Effective 01-22-2017

    Fixed Rate Mortgages, 0 Points

    Term Conforming Rate Conforming APR* Jumbo Rate Jumbo APR* Alert Me
    7-Year 3.000% 3.414% 3.250% 3.594%
    10-Year 3.250% 3.547% 3.500% 3.747%
    15-Year 3.375% 3.580% 3.625% 3.796%
    30-Year 4.000% 4.117% 4.250% 4.348%
    *APR: Annual Percentage Rate. The information provided assumes the loan amount of $200,000 on a purchase or rate-term refinance, with a loan amount of $200,000 and an estimated property value of $250,000. An escrow (impound) account may be required. The rate lock period is 45 days. The loan-to-value (LTV) is 80%. A down payment of 20% is required. At a 3.875% interest rate, the APR for this loan type is 3.991%. The monthly payment schedule would be: 360 payments of $940.47 at an interest rate of 3.875%. If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.
     

      Rates Effective 01-22-2017

    Adjustable Rate Mortgages (ARMs), 0 Points

    Term Conforming Rate Conforming APR* Jumbo Rate Jumbo APR* Alert Me
    3/1 ARM 2.250% 2.362% 3.500% 3.594%
    5/1 ARM 3.500% 3.614% 3.750% 3.845%
    7/1 ARM 3.750% 3.865% 4.000% 4.097%
    5/5 ARM 3.750% 3.865% 4.000% 4.097%
    *APR: Annual Percentage Rate
     

  • Home Equity Loan & Home Equity Line of Credit

      Rates Effective 01-22-2017

    Today's HELOC Rates

    Rate Term Alert Me
    4.24% APR* 180 Month
    *APR=Annual Percentage Rate. 1) Advertised rates include a 0.25% Autopay (automatic payment) discount. Without Autopay, rates are .25% higher. 2) Maximum Credit Limit: $200,000 or 80% of appraised value less liens, whichever is less. 3) Minimum Credit Limit: $10,000. 4) TRANSACTION REQUIREMENTS. The minimum credit advance that you can receive is $5,000.00 for the first advance. 5) RATE INFORMATION. The maximum Annual Percentage Rate that can apply to a Home Equity Line of Credit is 18%. Your Annual Percentage Rate will not go below 3% at any time during the term of the loan. 6) MAXIMUM RATE & PAYMENT EXAMPLE. If you had an outstanding balance of $10,000, the minimum payment at maximum Annual Percentage Rate of 18% would be $161.04.