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Club Checking

Exclusive Benefits for PlatinumPay

A program designed to enhance your lifestyle with a wide range of valuable benefits

 
Here’s a detailed overview of all the benefits that come with your Club Checking account included with PlatinumPay. Explore the wide range of features designed to enhance your life and help you make the most of your membership.

 
IDProtect®1: Better protect yourself and your joint account owner(s) with IDProtect® identity theft monitoring and resolution service, that includes credit file monitoring with automated alerts of key changes to your single bureau credit report, ability to request a single bureau report every six months or upon opening an identity theft resolution case, and a single bureau score every month2,†, credit score simulator2 and credit score tracker2,3, identity monitoring, dark web monitoring, up to $10,000 in identity theft expense reimbursement4, fully managed identity theft resolution, and more.

Cell Phone Protection4: Receive up to $600 of replacement or repair costs if cell phone is stolen or damaged. Up to two claims and a maximum of $1,200 per PlatinumPay program account per 12-month period. Covers up to four phones on your cell phone bill. (Cell phone bill must be paid using the PlatinumPay account.)

Roadside Assistance Service4: 24-hour coverage for roadside assistance services including vehicle towing, fuel/oil/fluid/water delivery, and battery/lockout/tire assistance up to $100 per occurrence. Maximum of two occurrences per twelve-month period.

Travel and Leisure Discounts: Save big with deep discounts at thousands of local and national businesses. (Available via mobile and web only)

Health Discount Savings: Enjoy savings on vision, prescriptions, and dental services. This is NOT insurance. (registration/activation required)

Debit Advantage®: Receive Buyer’s Protection & Extended Warranty for items purchased with this account. (Item(s) must be purchased entirely with the PlatinumPay account for coverage.)

Fuel Savings5: Register for the Fuel Rewards® program and save 5¢/gal on every fill-up at participating Shell stations with Extended Gold Status.

Telehealth6,†: Access to 24/7 video or phone visits with U.S.-based board-certified, licensed and credentialed doctors ready to help with urgent care or mental health for you and your family — all with zero copays.

Protection from the unexpected: Receive up to $10,000 of 24-hour Accidental Death & Dismemberment Insurance. (Coverage divides equally on joint accounts and reduces by 50% at age 70.)

Disclosure

Registration/activation required

1 Benefits are available to personal checking account owner(s) and their joint account owners subject to the terms and conditions for the applicable Benefits. Some Benefits require authentication, registration and/or activation. Benefits are not available to a “signer” on the account who is not an account owner or to businesses, clubs, trusts, organizations and/or churches and their members, or schools and their employees/students.

2 You will have access to your credit report and score provided your information has been verified by the CRA. Credit Score is a VantageScore 3.0 based on single bureau data. Third parties may use a different VantageScore or a different type of credit score to assess your creditworthiness.

3 Credit Score Tracker: Once credit file monitoring has been activated and you have requested your first credit score, you may request a new credit score each month to be plotted on your Credit Score Tracker graph. Monthly email notifications will be sent to let you know when your new score is available.

4 Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. All Guide to Benefits and/or insurance documents can be found online at SkyOne.ClubChecking.com. Insurance Products are not insured by the NCUA or any Federal Government Agency; Not a deposit of or guaranteed by the Credit Union or any Credit Union Affiliate.

5 Restrictions apply. Go to FuelRewards.com for details. PlatinumPay members who activate this offer will receive Extended Gold Status at participating Shell stations. See SkyOne.ClubChecking.com for details.

6 Available for the account owner and their spouse/domestic partner and up to six (6) dependent children age 2 and older. This is NOT insurance.

Important Fraud Messaging Alert:

Fraudulent texts messages and calls impersonating SkyOne are increasing. Do NOT share any information. Beware of scammers! click here to learn more about spoofing scams.