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Shaun Richard Headshot

Hi! I’m Shaun, your SkyOne Concierge

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Join SkyOne

It’s easy, open any of the accounts below to get started with effortless banking.

Savings Account

Free savings account that lets you earn dividends on balances higher than $500 per month.

Open Savings

Monthly Fee
0

Minimum to Open
$5

Interest
0.05%1

More Savings Details

Sky-High Savings

Save more money. Our High-Rate Savings account pays you 4.5x the bank national average.

Open Sky-High Savings

Monthly Fee
0

Minimum to Open
$5

Interest
1.00%2

More Sky-High Savings Details

Business

Business Overview

Whether you have a small, mid, or large business, we have the banking experience you need to thrive and grow into the next level of your business.

Employer Benefits

An easy way to enhance your employee benefits. See what we offer to your employees when you become a select employer group.

Nonprofit Fund

Your mission is our mission. Take advantage of an organizational account and get $1,000 in funding for your nonprofit from us.4

Disclosure

Membership is required.

1Savings Rate as of 12/22/2023 is 0.05% APY. APY=Annual Percentage Yield. The rate is variable and may change after the account is opened. A $500 balance is required to earn dividends. Dividends posted and compounded monthly. Fees may reduce earnings.Please refer to the Fee Schedule and All in One Disclosure for complete list of terms and conditions.

2Sky-High Savings Rate as of 12/22/2023 is 1.00% APY. APY= Annual Percentage Yield. SkyOne rates and terms are subject to change after the account is opened without notice. Compounding and crediting: Dividends will be compounded every month. Dividends will be credited to your account on the last day of each month. Dividend period: For this account type, the dividend period is monthly. For example, if the beginning date of the first dividend period of the calendar year is January 1, the ending date of such dividend period is January 31. All other dividend periods follow this same pattern of dates. The dividend declaration date is the last day of the dividend period, and for the example above, is January 31. If you close your account before dividends are paid, you will not receive the accrued dividends. Minimum balance requirements: The minimum balance required to open this account is $1.00. This account offers a set dividend rate of 1.00% with an Annual Percentage Yield (APY) of 1.00%. Dividends will be paid to the Sky-high Savings Account at a 1.00% rate with an APY of 1.00% provided a deposit of $1,000 or more is posted to your account each month. The deposit can be posted to any share account (suffix) within the same account to obtain the disclosed APY. There are no restrictions on the type of deposit method; direct deposit, remote check deposit, external transfers, ACH, etc. are accepted to fund your account each month. During the month, if there is no deposit of $1,000 or more credited to the account, the dividend rate and APY will default to the Regular Savings Account APY and APY disclosed on the current rate sheet. Average daily balance computation method: Dividends are calculated by the average daily balance method which applies a periodic rate to the average daily balance in the account for the period. The average daily balance is calculated by adding the balance in the account for each day of the period and dividing that figure by the number of days in the period. The period we use is the monthly dividend period. Fees and charges: Fees may reduce earnings. Savings and Money Market accounts have a maximum of six withdrawals or outgoing transfers per month. Please refer to the Fee Schedule and All in One Disclosure for complete list of terms and conditions.

4Donation amount limited to $1000.00.

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