Rates That Spark Joy!
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SIGNATURE LOAN
Cover gifts, travel, and holiday fun with rates as low as 13.24% APR.1 Flexible terms make it easy to celebrate stress-free.
- Get cash to make your holidays magical—gifts, travel, or celebrations.
- Enjoy personal service every step of the way.
- Easily manage payments with online banking for stress-free holidays
AUTO LOAN
Hit the road this season with rates as low as 6.49% APR2
- Low rates for new3 and used vehicles
- Up to 115% of new car Blue Book retail value4
- No payment for 90 days5
Disclosure
Membership required.
0.50% APR Rate Reduction Offer: Promotional discount rate offer is valid 12/02/2024 – 01/06/2025 and is subject to change anytime. This promotional discount is only available for newly originated loans. Refinances of existing loans are ineligible for the discount.
1APR: Annual Percentage Rate. Published rates are subject to change anytime. Rates, terms and loan amounts are based on approved credit and determined by a managed risk program. Advertised as-low-as rate includes a 0.50% promotional discount, a 0.25% Autopay discount and a 0.25% Direct Deposit discount, without Autopay and Direct Deposit rates will be 0.50% higher.
2APR = Annual Percentage Rate. Published rates are subject to change at any time. Rates, terms and loan amounts are based on your credit worthiness and are subject to approval. The lowest new vehicle rate and lowest used vehicle rate offered will not be lower than what is shown above, inclusive of any applicable rate discounts. The advertised “as low as” APRs includes a 0.50% promotional discount, a 0.25% Auto Pay rate discount and 0.25% direct deposit discount. 0.25% Auto Pay rate discount requires you to set up automatic payments (AutoPay) from your SkyOne Savings or Checking account. If Auto Pay is cancelled at any time during the term of the loan, your rate will increase by 0.25%. 0.25% direct deposit discount: requires you to make at least two (2) ACH deposits of more than $1.00 that total $2,000.00 or more over a rolling seventy (70) day period. You have seventy (70) days from the date of this document to establish this direct deposit. Should you not make deposits as described your Annual Percentage Rate will increase by (0.25%).
3New vehicles include automobiles, trucks and vans that are current year or last year’s model and have less than 6,000 miles.
4Restrictions apply. Financing above 115% of the vehicle’s Blue Book retail value (such as tax, license, and insurance) will increase your interest rate by 1.00% APR. Only valid for vehicles purchased within the contiguous United States, Alaska, and Hawaii; and only valid for vehicles purchased within the state where the vehicle will be registered.
5The first payment may be delayed up to 90 days after the loan is funded. Interest will start to accrue on the day the loan is funded and may increase the principal balance of the loan due to the delay in initial payment.
6Not all who apply will be approved, depending on their credit check.
Federally insured by NCUA.
