Tap Into Holiday Security—Choose “Credit” Every Time You Pay
The holiday season is here—a time for joy, celebrations, and, of course, shopping. Whether you’re dashing through crowded stores, tapping away at online checkouts, or wrapping up last-minute gifts, protecting your financial security is more important than ever. With the increase in holiday shopping comes a surge in cyber scams, fraud, and card skimming.
One simple step can make a big difference in keeping your transactions secure: always select “Credit” when using your SkyOne Visa Debit Card, whether you’re tapping or inserting the chip.
Why Choosing “Credit” Matters
- Enhanced Protection: Selecting “Credit” ensures that Visa’s Zero Liability policy covers you, protecting against unauthorized transactions.
- Reduced Risk of Fraud: Your transaction is processed through secure encryption technology, minimizing the chance of card information being stolen.
- No Direct Access to Your Bank Account: Choosing “Credit” prevents your funds from being immediately withdrawn, giving you added protection while resolving disputes.
- Prevent Shoulder Surfing: Entering a PIN at a crowded checkout can make you vulnerable to someone watching (known as shoulder surfing). Choosing “Credit” eliminates the need to enter your PIN, keeping your information private.
The Benefits of Tapping and Choosing “Credit”
Tapping your SkyOne Visa Debit Card is not just fast—it’s secure. When you tap to pay and select “Credit,” you’re not only avoiding the risks of inserting or swiping but also reducing the need for physical contact with payment terminals. This helps:
- Prevent Skimming: Your card never leaves your hand, reducing the risk of skimmers stealing your data.
- Improve Hygiene: During the holiday rush, shared card readers and PIN pads can be hotspots for germs. Tapping is touch-free, keeping you safe and clean.
- Speed Up Transactions: Tap-and-go technology speeds up your checkout process, letting you breeze through busy lines.
Secure Your Holiday Shopping with Confidence
During the holiday season, crowded stores and busy payment terminals can make you more vulnerable to fraud. By tapping your SkyOne Visa Debit Card and selecting “Credit,” you ensure every transaction is encrypted, monitored, and secure.
Pro Tip: If a retailer doesn’t accept tapping, you can still insert your card and select “Credit” to enjoy the same level of protection.
Extra Holiday Security Tips
- Avoid Public Wi-Fi: Use a secure network to protect your payment details when shopping online.
- Monitor Your Transactions: Set up alerts to catch suspicious activity on your accounts.
- Shop at Trusted Retailers: Use secure websites and reputable stores to reduce risks.
Learn More About Staying Safe This Season
Want to dive deeper into protecting your financial information? Join our free webinar with BALANCE, “Unwrapping the Holiday Scam Season,” on Thursday, November 21, 2024, from 5:30 – 6:30 pm PST. This session will teach you how to spot holiday scams, use safe shopping techniques, and take action if fraud occurs.
Register here to gain valuable insights and keep your holiday season scam-free.
Ready to Tap Into Holiday Security?
This holiday season, take the simple yet powerful step of always selecting “Credit” when you tap or insert your SkyOne Visa Debit Card. Enjoy the peace of mind that comes with enhanced protection, faster transactions, and reduced exposure to fraud.
At SkyOne, we’re here to support you every step of the way. Stay safe, shop smart, and enjoy the holidays, knowing your financial security is in good hands. Happy Holidays from all of us at SkyOne!
