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Affected by an employer-related financial crisis?

We're here to help you navigate through financial turbulence.

If you suffer a loss of wages as a result of an employer-related* crisis, our Crisis Co-Pilot program can provide financial relief to help with your expenses.

How Crisis Co-Pilot can help you

  • Signature Loan from $500 to $5,000 gives you instant access to cash
  • 48-month term keeps the repayment manageable
  • 0% APR for first 90 days^ helps you save on interest
  • No payments for first 90 days helps free up the cash you need

Fee Reversals and More

  • Reversals on select fees for the duration of the furlough, for up to 90 days1
  • Payment extensions on eligible loans2

To get assistance from Crisis Co-Pilot, please talk to a Member Services Representative at 800.421.7111.


*Eligibility is based on proof of employment with a company in the air transportation industry at the time of the crisis. The crisis (defined as a mass lay-off, a temporary or permanent shut down of business, a union-mandated strike, a work furlough, or sequestration) must be well documented in the media and/or confirmed by the company in question. Non-members would have 90-days to join SkyOne before their membership and/or Crisis Co-Pilot program eligibility would expire, should their employment with an air transportation company be terminated as a result of an eligible crisis. If you have Overdraft Privilege protection of more than $500, the coverage amount will be reduced to $500. SkyOne reserves the right to modify of discontinue this program at any time. Other restrictions apply; please contact SkyOne for details at 800.421.7111. See our current rates.
^APR: Annual Percentage Rate: Member must meet SkyOne’s credit criteria. The 0% APR will expire after 90 days, and your rate will adjust to your original Signature Loan rate, which is determined by a managed risk program. The Signature Loan’s regular rate is as low as 8.99% APR, which includes a 0.25% Autopay (automatic payment) discount. Payment example: a $5,000 loan at 8.99% APR requires 48 monthly payment of $124. If you currently have a Crisis Co-Pilot loan, it must be paid off before you can apply for a second Crisis Co-Pilot loan.
1Fee waiver will be in effect for 90 days from the date of the crisis or until the crisis ends, whichever comes first. 
2Payment extensions on existing current loans excludes real estate secured loans. Your loan payment must be current.